|
| NAME | LEVEL OF RISK | OBJECTIVE OF THE INVESTMENT | INVESTMENT STRATEGY |
|
| FIXED INCOME | very low | Conservation of the heritage in the medium term with minimum fluctuations. | Use of bonds or bond funds in the short and medium term and money market investments (fiduciary funds, etc.…) of high rate issuers. Investment in capital guaranteed products. No action and investments in currencies different than that of reference, must exceed 10%. |
| SISAL SECURITY | low | Increase the real value of the assets in the medium term (3-5 years), with moderate fluctuations in the exchange rate. | Use of bonds or bond funds in the short, medium and long-term money market investments. Use of listed shares, hedge funds and structured products up to a maximum of 20% of the assets. Exposure in currencies different than that of reference must not exceed 20%. |
| BALANCED | moderate | Increase the real value of the assets in the medium to long term (5-7 years), with moderate fluctuations in the exchange rate. | Use of bonds or bond funds in the short, medium and long terms, and money market investments. Use of listed shares, ETFs, hedge funds and structured products up to a maximum of 50% of the assets. Exposure in currencies different than that of reference must not exceed 50%. The use of derivatives, options and futures is possible, provided they do not leverage the assets. |
| GROWTH | high | Increase the real value of the assets in the medium term (7-10 years), with significant fluctuations in the exchange rate. | Use of bonds or bond funds in the short, medium and long-term money market investments. Use of listed shares, ETFs, hedge funds and structured products up to a maximum of 75% of the assets. Exposure in currencies different than that of reference must not exceed 75%. The use of derivatives, options and futures is possible, provided they do not leverage the assets. |
| SHARES | very high | An increase in the real value of assets in the long term (over 10 years), with significant fluctuations in rates. | Use of bonds or bond funds in the short, medium and long-term money market investments. Use of listed shares, ETFs, hedge funds and structured products up to a maximum of 100% of assets. Exposure in currencies different than that of reference must not exceed 100%. The use of derivatives, options and futures is possible, provided they do not leverage the assets. |
